Ultimate FirstClass Checking

Build your savings while earning interest on your Ultimate Checking account!

FirstClass Benefits:

  • One Free stop payment per month
  • Three Free cashier's checks per month
  • Free Corporate Image Checks or 40% off other Personalized Checks
  • Free Incoming Wire Transfers
  • Free Overdraft Transfers
  • Free single-signer Traveler's checks
  • 50% discount on one Safe Deposit Box (any size)
  • Add 0.25% Annual Percentage Yield to any CD, one per year. Excludes 14-Day and any CD Specials 

Ultimate Checking Features:

  • Earn more interest monthly when all requirements are met1
  • Maximum of $30 in ATM fees refunded each statement cycle2
  • $100 minimum deposit to open the account
  • No minimum balance
  • No monthly fees
  • Unlimited deposits and withdrawals
  • FREE Online Banking, including paperless statements, account alerts, check images, and BillPay
  • No fee Visa® Check Card

Ultimate Checking Requirements:

  • Receive a monthly direct deposit into or ACH Debit from the Ultimate Checking Account
  • Make 15 Visa Check Card transactions, excluding ATM, per statement cycle. These can be signature or PIN purchases
  • Enroll in Online Banking and receive paperless statements
  • Maintain a valid email address on file

1If requirements are met the account will automatically calculate the interest at the highest Ultimate Checking rate. This will appear on the statement when the cycle ends on the 24th of each month. The interest rate and APY may change at any time after the account is opened. All balances above $25,000 will receive the higher interest rate for the first $25,000 and a lower tiered rate on the remainder of the balance. If requirements are not met, on the first business day of the new statement cycle, the interest payment at the higher rate will be reversed and the new lower interest rate will be calculated and credited for the previous month's balance. For personal accounts only. One Ultimate Checking account per household.

2If requirements are met, ATM usage fees and other banks' surcharges will be refunded on the first business day of the new statement cycle. There is a $30 maximum limit of ATM refunds per statement cycle.