Checking AccountsCompare Accounts
| Regular Checking | Classic Checking | Complete Checking | Premier Checking | Ultimate Checking | Green Checking | Student Checking | |
|---|---|---|---|---|---|---|---|
 | | | | | | Call us at 913-266-9090 | |
| Minimum Deposit to Open Account | $100 | $100 | $100 | $100 | $100 | None | $100 |
| Minimum Balance | None | None | None, providing the average daily balance in checking, related savings, money market, CD and IRA accounts is $1,000 or more. | None, providing the average daily balance in checking, related savings, money market, CD and IRA accounts is $15,000 or more. | None | None | None |
| Interest | None | Yes | Yes | Yes | Yes* | None | None |
| Features | Free Online Banking, BillPay and Paperless Statements. | Free Online Banking, BillPay and Paperless Statements. | Free Online Banking, BillPay and Paperless Statements. | Free Online Banking, BillPay and Paperless Statements. | Free Online Banking, BillPay and Paperless Statements. | Free Online Banking, BillPay and Paperless Statements. | Free Online Banking, BillPay and Paperless Statements. |
Free Visa® Check Card and access to over 300  | Free Visa® Check Card and access to over 300 | Free Visa® Check Card and access to over 300 | Free Visa® Check Card and access to over 300 | Free Visa® Check Card and access to over 300 | Free Visa® Check Card and access to over 300 | Free Visa® Check Card and access to over 300 | |
| $100 credit towards mortgage closing costs.*** | Free bank logo checks. | Two free non- withdrawals per statement cycle (excludes surcharges).** | Unlimited free non- withdrawals per statement cycle (excludes surcharges).** | Unlimited free non- withdrawals per statement cycle (excludes surcharges).** | Unlimited free non- withdrawals per statement cycle (excludes surcharges).** | Unlimited free non- withdrawals per statement cycle (excludes surcharges).** | |
| Free cashier's checks and American Express® Travelers Cheques. | $10 off first order of bank logo checks | Free bank logo checks. | First five checks free per month ($0.10 therafter) | ||||
| Free paper statements | Free cashier's checks and American Express® Travelers Cheques. | Free cashier's checks and American Express® Travelers Cheques. | |||||
| Premium rate on CD and IRA accounts | Premium rate on savings, money market, CD and IRA accounts. | Free paper statements. | |||||
| Annual $25 Safe Deposit Box credit | Discounted rate on loans. | Premium rate on savings, money market, CD and IRA accounts. | |||||
| $100 credit towards mortgage closing costs.*** | $200 credit towards mortgage closing costs.*** | Discounted rate on loans. | |||||
| Annual $25 Safe Deposit Box credit. | |||||||
| $400 credit towards mortgage closing costs.*** |
*If requirements are met the account will automatically calculate the interest at the highest Ultimate Checking rate. This will appear on the statement when the cycle ends. The interest rate and Annual Percentage Yield (APY) may change at any time after the account is opened. All balances above $25,000 will receive the higher interest rate for the first $25,000 and a lower tiered rate on the remainder of the balance. If requirements are not met, on the first business day of the new statement cycle, the interest payment at the higher rate will be reversed and the new lower interest rate will be calculated and credited for the previous month's balance. One Ultimate Checking account per household. See account disclosures for full list of requirements. ** A surcharge may be assessed when using an ATM not branded with *** Mortgage closing cost credit applies to home purchase loans on primary residences only and is subject to change without notice. Cannot be combined with other discounts/promotional offers or exceed fees charged by First National Bank of Omaha. |
